Consumer Justice Lawyer

Angelo Marino, Jr.

online at

visit superlawyers.com

You may have the right to recover money damages from collection agencies, credit card companies, or lawyers who have contacted you concerning your debt, or other illegal business practices.  Did you know that you  may win damages and have your attorney's fees and costs paid in these cases?  Some illegal practices are:

ILLEGAL BUSINESS PRACTICES     

     collectors or attorneys calling your employer or neighbors to collect a debt

     collectors or attorneys threatening a consumer

     collectors or attorneys not investigating a claim properly before filing suit

     collectors or attorneys collecting or suing on paid or wrong debts

     harassment

     and many more (see credit violations)

     unfair and deceptive practices: taking illegal actions against a consumer and or his or her property, advance fee loans.

CREDIT CARD SUITS

     wrongful claim

      A claim that is brought more than 4 years on a open account which is not signed in writing, and more than 5 years on on signed contract.

     suit failed attach agreement of credit card company or other documents

     failure to give notice of an assignment of debt. 

     identity theft and many more reasons

WRONGFUL EVICTION

    collecting more than owe

     using abusive language to collect rent

     wrongfully taking more money from security deposit than due

     changing locks and or taking personal property

     and many more reasons

ABUSIVE LENDING PRACTICES

     fee paid loan (paying a fee before you obtain the loan)

     charged more interest than agreed upon

     discrimination (higher rates due to sex, race, color, etc.).

PURCHASING A VEHICLES 

     Yo-yo sales, where dealer gives buyer the car but fails to work out details, gives the buyer the car, only to call the buyer back and demand more money or a higher interest rate.

     Refusing to give a deposit back after not agreeing to purchase the vehicle.

     changing the odometer

     selling a car as new when it was not, a floor model, and or undisclosed damage.

     Lemon law.

REPOSSESSIONS

     Failure to give adequate notice of sale ro buyer and cosigner

     Failure to disclose the amount of the debt

     Many more violations