Consumer Justice Lawyer

http://consumerlawyer.webs.com/sampleforms.htm     If your receive a collection letter and you do not agree with the amount owed, send this  letter within 30 days!

REMEMBER: (1) KEEP A COPY OF THE LETTER AFTER YOU HAVE SIGNED IT

Date:__________

Dear Sir/Madam:

I am writing in response to your letter/phone call. I believe your records are incorrect, and I am disputing this debt.

I am requesting that you provide me with the following information:

I also demand that no telephone contact be made by your offices to my home phone, my cell phone, or other place of employment. If your offices attempt telephone communication with me, I will consider it harassment. All future communications with me MUST be in writing and sent to me by mail.

Finally, if you do not own this debt, I also request that you immediately send a copy of this dispute letter to the original creditor so they are also aware of my dispute with this debt.

Signed,

__________________________

(Your Signature)

__________________________

(Your Printed Name)

__________________________

(Your Address)

http://consumerlawyer.webs.com/sampleforms.htm       To stop harrasing phone calls and contact by the collection companies, send this letter:

REMEMBER: (1) KEEP A COPY OF THE LETTER AFTER YOU HAVE SIGNED IT

(2) MAIL THE LETTER BY CERTIFIED MAIL, RETURN RECEIPT REQUESTED

Date:__________

Dear Sir/Madam:

I am writing in response to your letter/phone call. I believe your records are incorrect, and I am disputing this debt.

I formally request that you CEASE and DESIST all your efforts to collect on the above referenced account and debt.

You are hereby instructed to case all collection efforts immediately in any way, shape, or form. This request includes phone calls, letters, faxes, third party contacts, internet, calling my place of employment, contacting my friends, neighbors, or family members.

Do NOT call me, write me, contact my relatives, friends, or work place in any way after you receive this letter.

I have no desire to work with a collection agency. I will contact the original creditor to resolve this matter directly, as circumstances warrant.

GIVE THIS LETTER THE IMMEDIATE ATTENTION IT DESERVES.

Signed,

___________________________

(Your Signature)

___________________________

(Your Printed Name)

___________________________

(Your Address)

http://consumerlawyer.webs.com/links.htm         If  you dispute your credit report, send this letter:

REMEMBER: (1) KEEP A COPY OF THE LETTER AFTER YOU HAVE SIGNED IT

(2) MAIL THE LETTER BY CERTIFIED MAIL, RETURN RECEIPT REQUESTED

Date:__________

Dear Sir/Madam:

I recently obtained a copy of my credit report from your company. I am very upset that you have included inaccurate information in my credit report, which is causing damaging effects on my credit. The following information is reported incorrectly on my credit report:

The information regarding this account is inaccurate because ________________________________________________________________________

________________________________________________________________________

________________________________________________________________________

________________________________________________________________________

The following supporting documents are enclosed for your review:

1. _____________________________________________

2. _____________________________________________

3. _____________________________________________

The information regarding this account is inaccurate because ________________________________________________________________________

________________________________________________________________________

________________________________________________________________________

________________________________________________________________________

The following supporting documents are enclosed for your review:

1. _____________________________________________

2. _____________________________________________

3. _____________________________________________

I am requesting that you investigate the above mentioned matter and promptly delete any unverifiable, inaccurate, or outdated information from my credit report. In addition, I am requesting a description of how the investigation was conducted along with the name, address, and telephone Number of anyone contacted for information.

I have enclosed a copy of my identification as proof of identity.

Please sent me an updated copy of my report, and notification that items have been deleted.

Thank you for your prompt attention in this matter.

Sincerely,

__________________________________

(Your Signature)

__________________________________

(Your Printed Name)

__________________________________

(Your Address)